Protection of Title

Protection of Title (The Background Check). You found the house. You signed the contract. You are ready to close. But wait... how do you know the seller actually owns the house? How do you know their long-lost ex-spouse isn't going to show up in five years claiming half the property?This is where Title Protection comes in. We don't trust; we verify.A. Title Companies - “The Detectives". In Florida, we don't usually sit around a kitchen table and hand over a sack of cash for a deed. We use a neutral third party called a Title Company (or a real estate attorney). They act as the "escrow agent." They take the buyer's money and the seller's deed, and they don't swap them until they are 100% sure the title is clean. They scour public records to find every mortgage, lien, judgment, or unpaid tax bill attached to that property.B. Chain of Title vs. Abstract of Title - >