Private Restrictions

"The Neighbors & The Bank". It’s not just the government. Your neighbors, your bank, and previous owners can also limit what you do.1. Deed Restrictions (Restrictive Covenants). Clauses placed in a deed by a previous owner (usually the developer) that limit future use of the land."The HOA Rules": These are often recorded as Restrictive Covenants. They run with the land forever (or for a set time like 30 years).Examples: "Minimum house size is 2,000 sq ft," "No RVs in the driveway," or "Fences must be white."If you break these rules, your neighbor can sue you to force compliance.